Credit Risk Analyst
Nivara Finserv
Posted today
Nivara Finserv is hiring a Credit Risk Analyst to strengthen our consumer-lending underwriting. You will analyse borrower data, build and refine credit scorecards, and recommend approve or decline decisions that balance growth with portfolio health. You will work closely with data science, collections and product teams to keep delinquency in check.
At a glance
- Role
- Credit Risk Analyst
- Company
- Nivara Finserv
- Location
- Gurugram, Haryana (Hybrid)
- Type
- Full-time
- Experience
- 1-3 years
- Salary
- ₹6,00,000 – ₹10,00,000 / year
- Openings
- 2
- Apply by
- July 31, 2026
Responsibilities
- Underwrite personal and business loan applications against credit policy
- Analyse bureau reports, bank statements and financial documents
- Build, monitor and refine credit scorecards and risk models
- Track portfolio delinquency and recommend policy changes
- Partner with data and collections teams on early-warning signals
Requirements
- 1–3 years in credit risk, underwriting or lending analytics
- Strong Excel; SQL or Python a plus
- Understanding of credit bureaus (CIBIL), DPD and risk metrics
- Analytical mindset with attention to detail
- Graduate in finance, economics, statistics or engineering
Benefits
- Hybrid working (3 days in office)
- Health and term-life insurance
- Annual performance bonus
- Learning budget for risk/analytics certifications
Skills
- Credit Risk
- Underwriting
- Excel
- SQL
- Credit Scoring
- CIBIL
- Risk Analytics
- Education
- Bachelor's degree
- Job function
- Risk
Frequently asked questions
What is the salary for the Credit Risk Analyst role?
The Credit Risk Analyst role at Nivara Finserv pays ₹6,00,000 – ₹10,00,000 / year.
Where is the Credit Risk Analyst job located?
This is a hybrid role based in Gurugram, Haryana.
How much experience is required?
This role suits candidates with 1-3 years experience.
What are the education requirements?
The minimum education for this role is Bachelor's degree.
How do I apply for the Credit Risk Analyst role?
Use the “Apply Now” button on this page to submit your application directly.
What is the last date to apply?
Applications close on July 31, 2026.